Innovative Products

Max Funded IUL

A Max Funded Indexed Universal Life (IUL) insurance offers more than just life coverage—it’s a smart financial tool designed to grow your wealth while protecting your family’s future. This sophisticated product links your policy’s cash value to market performance, allowing for impressive growth potential with the security of no market loss risk.

Why Max Funded IUL? Imagine combining the long-term protection of life insurance with the potential for market-driven growth—without ever worrying about losing money during downturns. That’s exactly what our Max Funded IUL delivers.

High Growth Potential: Watch your policy’s cash value grow with market performance, typically 10-12% annually, while your principal stays protected.

Downside Protection: Even if the market dips, your principal remains safe, ensuring zero losses.

Tax-Free Growth: Let your cash value grow tax-deferred, giving your wealth the freedom to compound without the immediate tax hit.

Flexible Premiums: Choose premium payments that fit your budget, ensuring that you control your policy’s growth and benefits.

Easy Access to Cash: Access the cash value through policy loans or withdrawals when you need it, offering a financial cushion for life’s unexpected moments.

Substantial Death Benefit: Secure your family’s future with a meaningful death benefit, providing peace of mind and financial stability.

If you’re looking to grow your wealth while enjoying the safety of life insurance coverage, our Max Funded IUL is a standout choice. Whether you want to boost your retirement, ensure your family’s future, or take advantage of significant tax benefits, this product is designed to do it all.

How It Works:
1. Initial Funding: Start by funding your IUL policy with substantial premium payments, maximizing its growth potential from day one.
2. Growth with Protection: Watch your policy’s cash value grow alongside the market, with a safety net that prevents any losses during downturns.
3. Access Cash Anytime: Need extra cash? Take out a loan or make a withdrawal without disrupting your policy’s long-term growth.
4. Retirement Support: Use your accumulated cash value to supplement your retirement income, ensuring financial stability in your golden years.

The Max Funded IUL is a versatile and powerful part of any financial plan. With its blend of robust life insurance protection, significant growth potential, and downside protection, it helps you build wealth while securing your loved ones’ future. Whether you’re planning for retirement, seeking tax-advantaged growth, or simply looking for long-term financial security, this product offers a unique solution tailored to your needs.

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